In less than four weeks, we'll bid 2015 adieu and say hello to 2016. Time indeed flies so fast, it sometimes scare the bejesus out of me! (O_O) And with that, I'd like to share what happened to our 52-Week Money Challenge. This has been viral earlier this year hence hubby and I joined the bandwagon too! Here goes my End of Year (EOY) report.
If you check the spreadsheet above and notice the color-coding scheme I did, it's easy to tell that I didn't finish the challenge. Boohoo. Yes, it was a shame on my part but still, I have accomplished something and that is waaay better than nothing. I will just have to try harder next year. Oh yes, hubby and I plan to do it again on 2016 and we intend to finish it!
Now what do we plan to do with the money we've saved from this challenge? We'll be putting it into the stock market! Hubby and I both have Php9000+ each and as early as now, I have picked what stocks to purchase. Excited me!
We also have a separate savings that we plan to put in the bank to cover our Emergency Fund. Which means that I have to cut open my plastic piggy soon *wipe tears*. Hence, EF (Emergency Fund) is now on my Accomplished List ✔️. Yey!
And then half of our 13th month pay will be allotted to our regular savings account and a quarter of it will go towards our salary loan payment. Then the last remaining portion, will be spent on us of course! Hubby and I think that we still have to reward ourselves for a job well done this year. And hopefully, next year will still be a lot better. So, Divisoria here I come! ^-^
I guess that wraps my EOY Money report. Did you try this 52-week money challenge as well? How did it go? Let me know by leaving your thoughts below. Cheers!